Hilltop Advisors is a financial services consulting and accounting advisory firm. Our employees bring real experience in the financial, operational, compliance, risk management areas, with a special focus on credit, technology and other roles within many financial services entities and regulators. Hilltop Advisors is known for its depth of knowledge of the financial services industry and specifically the lending, loan/financial asset sales and securitization and loan/asset servicing. Given our experience base, we can usually assist our clients with most of their financial, operational, compliance or technology challenges.
Our client base covers most of the financial services marketplace including, but not limited to, the following:
- Savings Banks,
- Credit unions
- Other depository institutions,
- Mortgage bankers and brokers,
- Independent lenders (Commercial, Multifamily, Commercial Real Estate, Consumer, Student and Mortgage loans),
- SBA lenders – banks, CDCs, SBICs,
- Loan servicers (primary, special, master servicers for same loan types listed above)
- Asset or Mortgage Backed Securities Issuers and Investors (REMICs, MBS, CMBS, ABS, CLOs, CDOs securitization process)
- Credit card portfolios and securitization,
- Buyers or Sellers of loans and financial instrument,
- Housing finance agencies,
- Pension, Private Equity and Hedge funds (loans, financial instruments, securitization tranche and equity investments in the financial services and real estate industry),
- Insurance companies (real estate, mortgage and fixed income investments),
- Bond and Mortgage insurance companies
- Document Custodians,
- REITs – real estate, MSRs and mortgage backed,
- Mezzanine capital and lenders
- Funds – real estate, mortgage and fixed income investments, VCs, Investment companies,
- Trusts and Bank Trustees,
- Other Non-bank financial services entities.
Our lending, loan sales and securitization and loan servicing experience covers all types of credit:
- Commercial loans,
- Multifamily loans,
- SBA loans,
- Home equity (loans and lines of credit),
- Reverse mortgages,
- Consumer loans (auto, boat, etc.), and
- Credit Cards.
Hilltop Advisors assists financial services companies with all aspects from “cradle to grave” of a loan’s life. Our experience and our services focus on loan origination, sales, securitization and loan servicing. See Clients We Serve and Our Services for a more detailed description.
Hilltop Advisors’ strong core of professionals allows it to be competitive with much larger firms. In fact, many larger consulting/accounting firms have chosen Hilltop to be on their client service team given our industry knowledge and experience.