Geoffrey A. Oliver (Jeff) CPA, CFF, CMB is the Chief Executive Officer and Founder of the various Hilltop companies. Prior to founding Hilltop Advisors in 2005, Jeff held senior leadership positions with KPMG, LLP and BearingPoint, Inc. for 29-years providing accounting, audit and consulting services. Jeff has served financial services, real estate, and government agency clients in the accounting, regulatory compliance, audit and consulting areas throughout his career. Jeff also specializes in fraud, forensics, investigations and providing Expert and support services for client litigation matters. He is a noted industry expert, a frequent conference speaker and has a large network of senior industry contacts. Read full resume.
Tim McDaniel, CPA is a director and a seasoned professional with experience in public accounting, internal audit and consulting engagements. He has strong industry experience as follows: mortgage banking, capital markets, broker dealers among others. Tim has been a project manager for large compliance, SOX, operational projects that included process improvement, process mapping, controls and compliance assessments, risk assessment, due diligence, forensic accounting, Sarbanes-Oxley compliance, etc. Tim performed comprehensive regulatory audits of mortgage servicing operations and servicer default compliance for the Making Home Affordable Program’s top nine servicers (multi-year engagement). Tim was responsible for audit planning, fieldwork and reporting of findings and observations for the MHA project to the U.S. Treasury Department. Tim was involved with Freddie Mac’s Internal Control Office in performing walk-throughs, documenting process & procedures, developing test scripts and performing SOX 404. Tim also performed as interim assistant to the Controller for Freddie Mac’s Investment & Capital Markets division where he was responsible for preparation of the quarterly documentation for Investment & Capital Market’s business processes and SOX compliance activities (management assertions). He has performed business acquisitions and reviewed variable interest entities at Municipal Mortgage and Equity, LLC for purpose of proper application of accounting principles including FIN 46, FAS 140, APB 18, ARB 51 and various EITF issues. He led the financial restatement of RG Premier Bank and RG Mortgage. Tim has been responsible for managing financial and operational reviews of companies to assess business process improvement opportunities, especially with respect to financial functions – accounting, reporting, controls, compliance, special regulatory reports, etc
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Dena Somers is a managing director who is a regulatory compliance expert (she has been in-house Legal counsel for both banks and mortgage companies, as well as, a consultant to many lenders and loan servicers). Dena has advised hundreds of banks, credit unions, and non-bank lenders in all areas of bank compliance and lending and loan servicing regulatory compliance and enterprise risk management for the past 19 years. Dena has also served as litigation counsel in a broad array of complex litigation matters involving the mortgage lending and servicing business areas. Dena has designed, developed, and provided compliance training programs for banks, credit unions, and non-bank financial institutions nationwide for more than ten years through LexisNexis training activities. Dena will provide regulatory compliance consulting and litigation support and Expert services on behalf of Hilltop.
Robert Hunter is the Principal of Shannon Hunter Consultants and has collaborated with Hilltop on numerous occasions. He has a deep credit risk management and credit governance background. He has written many policies and processes. Bob has revised loan loss reserve methodology, recommended loan administration changes, analyzed and revised portfolio credit scoring models. Bob has been a litigation expert to critique loan underwriting and credit policy compliance. He has assessed the Quality Control effectiveness of mortgage lenders and identified compliance exceptions. Bob is an industry leader given the experience with the secondary market operations, valuations, reps and warranty violations, credit analytics and loss modeling.